Terms of Service

Welcome to CarePrices.ai, operated by Care Decisions Labs ("we," "our," or "us"). By accessing or using our website at careprices.ai (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

1. Acceptance of Terms

By accessing or using CarePrices.ai, you confirm that you are at least 18 years of age and agree to comply with and be bound by these Terms and all applicable laws and regulations. We reserve the right to update or modify these Terms at any time, and your continued use of the Service after any changes constitutes acceptance of the revised Terms.

2. Description of Service

CarePrices.ai provides healthcare price comparison tools that allow users to view and compare pricing data reported by hospitals and insurers. Our data is sourced from CMS Hospital Price Transparency files, insurer Machine-Readable Files (MRFs), and other publicly available datasets. The Service includes price comparison tools, cost guides, an AI assistant, and related educational content.

3. Healthcare Pricing Data Disclaimer

CarePrices.ai is not a medical provider, insurer, or licensed healthcare advisor. The pricing information displayed on this website is provided for informational and educational purposes only. Please be aware of the following:

• Prices shown are estimates derived from publicly reported CMS and insurer price transparency data. Actual costs may vary based on your specific medical circumstances, insurance plan, deductible status, and facility billing practices.
• The information on this site does not constitute medical advice, diagnosis, or treatment recommendations. Always consult with a qualified healthcare provider regarding medical decisions.
• We do not guarantee the accuracy, completeness, or timeliness of any pricing data. Hospitals and insurers update their files on varying schedules, and discrepancies may exist.
• The Service should not be used as the sole basis for making healthcare or financial decisions. We recommend contacting facilities and insurers directly to confirm pricing before scheduling procedures.

4. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates any applicable law or regulation
• Attempt to gain unauthorized access to any part of the Service, its servers, or any connected systems
• Use automated tools, bots, scrapers, or similar technologies to access or collect data from the Service without our prior written consent
• Interfere with or disrupt the integrity or performance of the Service
• Reproduce, distribute, or create derivative works from our content without authorization
• Use the Service to transmit any harmful, threatening, or objectionable content

5. Intellectual Property

The Service and its original content (excluding publicly sourced pricing data), features, and functionality are owned by Care Decisions Labs and are protected by copyright, trademark, and other intellectual property laws. Our trademarks, logos, and service marks may not be used without our prior written consent.

The underlying hospital and insurer pricing data is sourced from publicly available government-mandated transparency files and remains in the public domain. Our value-added analysis, presentation, tools, and editorial content are proprietary.

6. User Accounts

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

8. Advertising

The Service may display advertisements provided by third-party ad networks, including Google AdSense. These ads may use cookies or similar technologies to serve relevant advertisements. Your interaction with advertisements is governed by the respective advertisers' terms and privacy policies.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Care Decisions Labs and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use of or inability to use the Service
• Any errors, inaccuracies, or omissions in the pricing data or other content
• Any unauthorized access to or alteration of your data
• Any healthcare or financial decisions made based on information obtained through the Service

In no event shall our total liability exceed the amount you have paid us in the twelve months preceding the claim, or one hundred dollars ($100), whichever is greater.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Indemnification

You agree to indemnify, defend, and hold harmless Care Decisions Labs and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service or your violation of these Terms.

12. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using the Service, you consent to the practices described in the Privacy Policy.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be indicated by updating the "Last updated" date at the top of this page. We encourage you to review these Terms periodically. Your continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Delaware.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:
Email: [email protected]
Company: Care Decisions Labs
Website: careprices.ai